Multi-Family Financing

[Tom Scott]

I think I know the answer to this but I'll ask anyways. Is there any practical way to finance 100% of a multifamily. I've been looking at multifamily units locally and I just don't have the cash for a 25% down payment. I have enough cash to make repairs should the need arise, but not enough for a down payment on some of the larger units I am looking at.

Could you get a commercial loan for 75% and a hard money loan or a private loan for the 25% down payment? Obviously this would hamper cash flow but I'm thinking you could sacrifice personal cash flow for a short period and throw cash at the 25% loan to pay it off quickly. Obviously real world numbers will make each case different, but in general is it practical? 

Tom