"Investing in Duplexes, Triplexes, and Quads" The Book

[Christopher Sica]

Hey all!

I just about finished this book and found it to be pretty incredible to read and learn from. For any newbies out there like me, this book was really helpful and explaining how people build and create wealth from REI.

As a 28 y/o, I have spent the last few years saving so I could get into real estate. I have come to find that having a bunch of money isn't really necessary for get into the game. What I am finding is that the money I have saved can perform risk mitigation in the event that more vacancy comes up than I calculated or if something needs a big rehab job out of nowhere.

My question is to figure out how to leverage this money most efficiently without putting too much leverage in my portfolio. I don't want to find myself foreclosed on in a few years because of overextension and greed. Does anyone have a way of calculating how much debt I can take on using income, money saved, current expenses, etc?

Thanks,

Chris