Credit Union REO: Offers before listed?

[Neil Sinha]

Hello BP! I'm continuing to D4D in my farm area and one vacant property was foreclosed by one of the local credit unions about 4 months ago. Does anyone have tips on making a fast offer direct to the REO team? Or do they usually sit tight until they get an agent to list it on the market for full retail value? Didn't know if credit unions handle REO different than the big boys.