203k Homeowners Insurance?

[Eric La Pratt]

I'm weeks away from closing on a 203k in Chicago (proper) and need insurance. Getting a quote has been difficult. I'm being told I can't get a homeowners policy, that I need a very expensive builders risk and general liability policy or a vacant dwelling + rehab policy. However I need a quote to get pre-approved and need a policy to close. What gives? Any suggestions? Are there any Illinois insurance brokers who are used to this?