Foreclosure Help on a Non-REO deal

[Jason Green]

I found a foreclosure in a fantastic area where I live and was actually told about it by a neighbor. I have bought REO and at the Courthouse steps but this one has me stumped. Its empty and appears to have been for a long while. The owner still shows the last buyer on the tax records. I figured out which bank had her only recorded mortgage so I assume they have taken it back. They are a very small local bank so I assume they would have held the mortgage most likely. I would like to scoop it up as is before it hits the REO market. My question is, should I just call the bank and ask to talk to someone about the status of the property? Also in searching. The owner has a massive 6 figure judgement against her that is filed but I don't know how that affects this property if at all. The judgement just says who the plaintiff was and the awarded amount. Any advice would be helpful