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Updated over 4 years ago on . Most recent reply

Wilson Pun's profile image
Wilson Pun's profile image
Wilson Pun
  • Member since May 23, 2020
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23
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Wilson Pun's profile image
Wilson Pun's profile image
Wilson Pun
  • Member since May 23, 2020
Connect
Wilson Pun
9
Votes |
23
Posts
Commercial Real Estate Investing

Purpose of DTI for commercial loans based off of DSCR

Wilson Pun
Posted

What's the point for commercial lenders to consider individual's DTI for a loan on an income producing property owned by an entity? The loan amount will be based off of NOI metrics like DSCR and Debt Yield, along with LTV anyway. Is it just to determine if the personal guarantor has sufficiently low DTI to be able to guaranty the loan?

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