Conventional Loan for House Hack (Multi-Unit)

[Todd Bentley]

Does anyone know of a lender that offers a low down payment for a conventional loan on a (live-in) multi-family. Currently, all lenders that I have contacted want 15% down to avoid PMI on a 2 unit. Essentially, I would like to avoid PMI if possible.

From my understanding, the government used to back up 5% down on (live-in) multi-units. I believe this ended in 2018. I know many lenders will still do 5% on single families but not on multi-families. 

Let me know if anyone has a lender who can accommodate. (Preferably 10% or less)