Off market deal needing creative financing/Subject To Deal

[Ryan Dyess]

I have a coworkers family member who lost her husband and she is not able to make her mortgage payments. The house is in need of an update. She found out that at the start of Covid the deceased husband took the forbearance that was offered on the mortgage so it is 10mo in arrears. I am interested in a potential subject to but how do I go about finding a title company that will handle this closing and paperwork? The few companies I messaged said they do not. 

The numbers

Owes 130k

Needs 30-40k in updates

ARV 250K

How would you structure this deal? Would love to hear everyone's opinions on what they would do.

[Eddy Dumire]

Ryan,  I live in Stafford and invest in Stafford and Fredericksburg.  I really like Nageotte, Nageotte, and Nageotte, PC in North Stafford for my settlements.  I haven't specifically done a Subject To with them but they've always been super helpful.  Please reach out if you need any more help.