Lending ideas for a condo purchase

[Paul Guimarin]

Does anybody know lender that has a little more friendly with condo loans??  Seems like there are lots of stipulations with getting a loan on a condo.

We are looking to purchase with a little down as possible(still newbies and daughter going to college in a year so cash is tight).  I know the owner and have negotiated to about 15% under market value if we dont use agents.  We have another condo there for 3 years and know the market well enough to run some pretty good preliminary numbers.  Just dont have financing connections to ease through this purchase.

Hopefully someone has done this in the FL markets and can provide some insight.

Thanks,
Paul