PACE Loan on property making it very hard to sell! urgent!

[Jacob Rincon]

Hello,

I'm currently selling a property in san diego california that has a 48k PACE loan on it built into the tax bill for solar panels that were put on by a previous owner. I'm now having trouble selling the property due to the lenders not wanting to lend to the buyer because then their loan would be in 2nd position while the PACE would be in the 1st position, meaning that the PACE would need to be paid off first before the FHA loan. I'm currently struggling and thinking that instead of me just transferring over the payment to the buyer, i'd instead have to pay off this whole 48k in order for them to get the funding to purchase this house.

My first thought was (well i'll sell to someone else then), but upon some further research i discovered that all FHA loans will not lend to a buyer looking to purchase a home with a PACE loan on it. is this true? Also if it is not true, what type of lenders will loan to a buyer looking to buy a home with a solar panel PACE loan on it?

if someone could please provide some advice on what i should do? it's been on the market for a while and "hoping
" for a cash buyer to purchase it just doesn't make sense. This is a flip and i will end up losing money on this project if i have to pay off this 48,000 for it to be able to sell. please help!