Cash or Finance Option

[Henry Shen]

Hello,

If both options were presented to purchase all cash or finance for a SFR, what would be the differentiating factors between the two financing options? I'm curious as to what factors make other people choose to go all-cash or with a loan.

The only one I can think of is opportunity cost of the cash investment meaning that if you invested in rental properties and had a positive cash flow, then you are potentially missing out on other investments if you choose to go all-cash.