Should I add spouse to title?

[Roman S.]

Do you folks generally add their spouses to title for each investment property? Mainly, I just want to make sure that we are both able to have up to 10 mortgages. I heard that if you put your spouse on title only (and not on loan) this could make this property count against the spouse in the max allowed mortgages, but not sure if its really true. I know its a bit more of a paper work hassle, but its nice to have her name on there just in case :).  Are there any other considerations?

[Amy Leonard]

My husband and I take our mortgages just in our individual names. We do title in both. Only hurdle we ran into so far is that the tax liability for his property just counted as a part of my debt to income ratio to qualify for my rental property. Because we are both on the title, we are equally liable for the taxes.