How to scale more? (Financing question)

[Samuel Liapis]

Hi guys!

So I have one rental property and we are buying a second one under my mother's name for the first time buyer program. Now we are all maxed out on first time buyer which is fine. But how do you finance your second property under your name?

For example,

Lets say the person makes 50k a year and profits 1k a month from the one rental property. Purchase price was 280K. So debt to income is not that good. Would a bank be willing to finance another deal with the same person? If not how  do you finance your next property?

Please help as I will most likely be looking for the next property at the end of the year or at the beginning of next year.