what should I do ??? any advice

[Isiah Ferguson]

Hey, BP I'm officially 1 year in this business and thanks too you guys for all the help during my process. I already kinda got my mind made up but I just wonder you guys thoughts on my circumstances.

I have a duplex that is free and clear which I am house hacking. On the other hand I have about 140k sitting in the bank. I'm super blessed to be in this position. Initially, I figured ill refi my duplex and at that point ill be at roughly 225k in total capital. Should I take this route and dump the 225k into another Muti family and refi or should I keep the duplex free and use the 140k too buy a town house or single family ? After then refi both to scale ? I might sound confusing but I'm just wondering what you guys thoughts were ? Thanks