Buying 2 Second Homes

[Alex T.]

Hi All, I am trying to purchase 2 condos within the same community in Florida. My lender says if both homes are in my name then they want 25% down on the first property treated as a "second home" and 30% down for the second property, which will then be treated as "investment property". I am wondering if I can purchase one property as a "second home" in my name and the second property as a "second home" under my wife's name. I want to pay only 25% down on both homes. Hence the question. 

Thanks!