Subject to?

[Miguel G.]

I got a call from a home owner who is going through divorce and wants to get rid of his property for what he and future ex owe which is $79K. The property market value is around $100K but it's located in a part of the city which is nice but it's in the outskirts and not many people want to move down there. Would you guys recommend doing a subject to? I'm not 100% familiar on this kind of deals but my understanding is that the title transfers to my name and then I'm on the hook for monthly mortgage payments and can't back down. Share your thoughts. Thanks.