Can I get a loan if on maternity leave?

[Randy Born]

So, I just opened up a company and left my 1099 employment and can't seem to find a bank that will give me a loan since my LLC is less than two years old. My main client is my former employer, and I thought that would help, but apparently not.

My wife and I bought our last property using her 1099 income, but now she is on maternity leave for a few months. I have a property in mind that has great cash flow, but I was told she can't use her income to qualify for a loan since she is on 'temporary leave' even though we have 25% for a down payment. Are others seeing the same issue? Maternity leave falls under FLMA so her employment is guaranteed, but she won't be able to show income for a few months. 

Does this preclude us from buying more properties at this point until she is back or does someone have a strategy or experience with this sort of thing? I could look to do a commercial loan, but we'd rather not- it is just a duplex. Or I could look to do a 5+ unit property or a commercial property, which is what I want to do in the next few years, but I really like this property that I'm considering now.

Thanks!