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Senthil N.'s profile image
Senthil N.'s profile image
Senthil N.
  • Investor
  • from Austin, TX
  • Member since Nov 4, 2015

User Stats

58
Posts
16
Votes
Senthil N.'s profile image
Senthil N.'s profile image
Senthil N.
  • Investor
  • from Austin, TX
  • Member since Nov 4, 2015
Senthil N.
  • Investor
  • Austin, TX
16
Votes |
58
Posts
Buying & Selling Real Estate

Insurance: Replacement cost value vs Actual cash value

Senthil N.
  • Investor
  • Austin, TX
Posted

My home insurance will only offer Actual cash value and not Replacement cost value.  I can perhaps shop around. Before I go down that path, wanted to get a feel for what other investors have on their coverage. 

My questions are

  • Is the premium significantly higher for ACV vs RCV?
  • Is ACV generally not offered for rentals/investments?
  • What type of coverage (ACV vs. RCV) do investors generally have?
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