Florida Flood and Home owners Insurance questions

[Esaul Viramontes]

Hello yall! I am a little sticker shocked today....to say the least. I am relocating to Florida from Utah. In Utah, I pay about $450 annually. Now, I knew beforehand that Florida would be more expensive due to floods/hurricanes and such......BUT around $3,000 annually?!!? Could some locals give me  their 2 cents please? and maybe some Insurance agents they recommend for the best possible rates?!? Thank you in advance