Pre-Auction offer

[Andrew Bosworth]

Once a property is listed for County auction (Sheriff or Tax), is it still possible to make a private offer? If so, would you recommend approaching the property owner or the lender? My assumption is that since the property is up for auction due to foreclosure, the lender would probably be the best option. Thoughts?

Depending on whether I contact the owner or lender, what would be the proper approach? Letter, calling the lender directly, going through my RE agent...?