Creative Opportunity 100k Loan?

[Luke Schumacher]

Hey all,

My investments in the past have been with traditional mortgages. I have an opportunity for a creative finance deal where basically I take over an existing mortgage payment and give the seller the 100K they need to move on etc. Massive upside here. BUT I do not have 100k liquid. I have access to 30k from a HELOC on another property (not sure if its a good idea to use that or not) but if I do I still am 70k short. Open to suggestions.

I know about hard money but thats not a good long term strategy

No immediate access to Private money in my inner circle

Any one know of ways to get a loan for a property based off the deal instead of debt to income (mine is not good as I own a few traditional properties) and this property already has a mortgage on it so not looking to just get a mortgage either

Any insight is great thanks!!

Luke