Second home mortgage

[Dyami Pike]

I talked to a lender the other day about options as far as mortgages go. Has anyone used the second home mortgage? I noticed it had a lower down payment (10%) and as long as you occupy it for 14 days a year or 10% of the time you rent you can use it as a rental. How did you structure it, how do you set up your rental? Short term Airbnb?