College town rentals, risk mitigation?

[Sri Thod]

I'm considering a couple of properties near UA (University of Alabama). Hoping to get a few questions answered by the community. Thanks in advance.

Damage Control: Assuming students rent it, the odds of them trashing the place are high. What's the best way to protect the owner from the potential damage that could be caused by the tenants? 

Insurance: What type of insurance can the owners mandate that tenants take to protect the property from damages. Alternatively what type of Insurance can the owners if the tenant's insurance fails to cover the damages or exceeds the limits?

Lease: I understand there have been recent restrictions on STR in the area. Does the student rentals come under STR?Any other gotchas that we need to be aware of renting to students?
Eviction: If the students fail to pay the rent, how easy/hard is it to get the evicted?