Previous lender refused to transfer an appraisal report I paid fo

[Evelyn Liaw]

Hi,

The previous lender ordered an appraisal for me. Now I changed to a new lender, and they basically have me jump through hoops and withholding my appraisal report and not transferring to the new lender. What can I do?

I didn't want to wait, so I went ahead and ordered another appraisal report through the new lender. Now the 2nd appraiser didn't know the market around the high desert area, didn't even put rental income into consideration and made so many mistakes. The 2nd appraisal came in significantly lower (80k) than the first appraisal report. It's a fourplex, and the rental income vs home value should be around the same value as the 1st appraisal report. 

Please advise...