Insurance canceling after 4-point was updated post closing

[Chris VanBuskirk]

I purchased a duplex with FHA and had a clean 4-point inspection. I went through closing with no problems. After closing, the insurance provider requested that the inspector updated the 4-point to include the secondary roof that was not previously included (It was included in the full inspection report). It came back as satisfactory with 3-8 years remaining, but the insurance provider is canceling the policy unless the secondary roof is replaced.

My hand is forced here, right? I have to have the roof replaced?

[Andrew Syrios]

That sounds pretty lame but insurance companies have been known to do such things. I don't think you would have much of a problem finding another insurer who would take on the project. So I would start looking and just chalk it up to the cost of doing business.