Found existing mold issue after closing on owner occupied proper

[Ben McPhail]

After closing on a new house to live in I found a significant mold issue in the kitchen.  Black mold was found behind the sheet rock and into the vapor barrier.  I do not have any proof but it seems they painted over the mold where it was visible on the walls.  The cabinets do not have backs and after removing the cabinets there is visible mold above and below the paint. We are having to replace the sheetrock, cabinets, flooring, and possibly some of the sub floor.  Other than taking legal action to sue someone is there anyway to get repair costs covered?  Our home insurance policy will not cover it.  I heard of something called brokers insurance but do not know much about it.

[Rick Albert]

How long did the previous owners own it?  You would have to prove that they had knowledge it was mold.  Keep in mind even if someone sees "black residue," you can't disclose it is mold unless it is tested.  

What about the home warranty?  That might help.