Manufactured Home With Land Equity Loan?

[Eddie Starr]

Hi, BP!

I'm wondering if a HELOC or Home Equity Loan is possible for a manufactured home (in-laws). It's not "mobile," has a walled foundation. It sits on about 20A of "Designated forest" land (via the county site).

The original mortgage was $110k, and they own about $20k.

I've read how either type of equity loan on a manufactured home can be very difficult, even with other investors. Someone, on a different thread, suggested making a note, and selling the note to an investor, but not sure how to structure that note..?

Anyone know if the above property could get an equity loan, either on the house, or the house+land?