Doing Handyman type work on the side/Finding Work

[Jared Baker]

Hello BP Community!

I've took a peruse through the search function and didn't really find anything applicable to what I'm trying to figure out.  I did determine there seems to be a need for Handymen however.

I have a full time job now, but I really enjoy working on smaller home improvement projects.  Last year I put myself out to my community offering handyman services and was very upfront about what type of work I was capable of.  I received some very positive responses from this.  When talking with people they would ask about my experience and I would inform them about doing stuff for myself and I'm looking for side jobs.  We would start discussing the job and right at the very end people would ask if I had a business license and insurance and I would say that I do not and people would then say they would think about it and get back and no one ever would.  

I understand the comfort of having someone performing work having insurance.  I've contacted my insurance provider and have done the math, unfortunately with only wanting to do the small jobs on weekends and after work (and on my schedule) the numbers just don't make sense.  

Does anyone have recommendations on how to do handyman work on the side without being limited by the insurance issue?

Is there a way to find work where people will be fine with not having insurance?