Where do you Refi in NH?

[Jon Proulx]

Hey BP members,

I’m looking to refinance my personal home mortgage while the rates are so low. I have a few questions:

Am I better off going through the same lender that I got my mortgage through, or trying to shop around? (Or is that a bad look?)

Is it more worthwhile to save the extra money I'm saving from my PITI every month to add to my "investing fund", or keep the same monthly payment and pay down my debt?

Thanks in advance!

[Bob Bevis]

@Jon Proulx Rates are crazy low so it's a great time for a refinance.  I've used a company called OwnUp on four different occasions for investment properties (all in NH) and I'm currently doing a refi on my home.  I used Tyler Stinson as my rep.  Their technology shops for the lowest rates from multiple providers.  I just got a 2.25 on a 15 year fixed.  

As for your second question, it depends on your investment goals and individual situation.  Money is cheap so I'm using as much leverage as possible but also see value in paying down my home.  Best of luck.