Do Hard Money - Who has used them recently?

[Patrick Burch]

I did some searching on BiggerPockets regarding dohardmoney.com. I saw some pretty negative reviews from several years back. But I also see them on the featured lenders list for Ohio. Does anyone have any experience using them recently? They want $3000 as a deposit right now regardless of if I have a deal or not. All but 650 of that will be returned to me after my first successfully completed project, that $650 being an appraisal fee for that property. I get a little nervous handing $3000 over to a company like this but their rates are decent and it seems like bigger pockets is putting their name on them. Any experiences dealing with them would be much appreciated!