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First Lien HELOCs
Hi, does anyone know who offers this product in Las Vegas? Thanks.
Hi Brian..Coincidentally we just had a full webinar on first position HELOCS, fixed second and simultaneous closings. Lenders are increasingly creative with income qualifying including bank statements and even DSCR's. On SFR maximum LTV can be as high as 90-95% CLTV and on 2-4 units usually 80-85%. Depending on the loan amount and LTV there are even some automatic issuances with no appraisal requirements. Check in with @Joseph Chiofalo he does a lot of lending in Nevada and nationwide. Great investor resource as well.
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Just about anyone really! If this is a primary, you will have a good rate/term with a local bank/CU. Many offer low introductory rates and low fees.
But if you have issues qualifying, the property is an investment, or you can't seem to get a hold of a bank rep, you may want to contact a broker with a variety of options.
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Hi Brian, we are the industry leader in first position HELOCs! Our All-In-One product is a great product for the right borrower, reducing both the amortization schedule and interest paid. Hope this helps...If you would like to discuss more or have a scenario run, let me know.
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Hi Brian, we offer the AIO loan, which is a first lien HELOC. Let's connect.