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Updated about 3 years ago,

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Long Tran
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Long Tran's profile image
Long Tran's profile image
Long Tran
  • Member since Oct 20, 2021
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Long Tran
1
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5
Posts
Starting Out

Lender Criterias for Salary

Long Tran
Posted

When looking at income, how much do lenders consider gross vs. net pay? 

My take-home pay is significantly lower than my gross pay due to my large contributions towards 403(b), Traditional IRA and HSA. If lenders do factor in take-home pay, would it be advised to scale back on contributions for a couple of months in order to get approved for a larger amount?

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