2nd Home Down Payment

[Tom Desroches]

Hey All!  I'm a new investor and would like some insight before diving into my first property.  With my overall question I am thinking ahead about 3 years or so.

My wife and I are looking at legal multi-family properties right now for us to rent one side and live in the other side.  We plan on putting 3% down.  The house we're looking at has one bedroom for the side where we would live and in a few years we plan on starting a family.  So our plans would be, in roughly 3 years, to move out of this first home (keep renting it out) and buy a second multi-family for us to live in and have more bedrooms for us and the kiddies.

Would we be able to put down 3% again for the second home because we would use it as our residence?   Thanks!