Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Starting Out
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 4 years ago,

User Stats

3
Posts
0
Votes
Joey Nugent
0
Votes |
3
Posts

Can you make moves before having 2 years work history?

Joey Nugent
Posted

Greetings all I am new here, 

I'm 23 I left college 16 months ago and began working on the books In april 2020 at my current job. Currently I make 900-1000$ bring home weekly(variable income). This is going to be the first year filing taxes as prior to college I just worked cash jobs short term and never filed a tax return. I contacted a mortgage lender he said since I did not have 2 years work experience to show, the only potential option I had was to use my dad to buy the house as a Investment property with my name on the title. Once I had the necessary work experience we would have to then refinance the property into my name. For many reasons I decided not to take that route. Given what the mortgage lender told me . I'm looking to do a live in/ flip or a duplex house hack for my first primary residence. My first question is should I try other mortgage lenders to see if they have the same work history requirement or if there is any way around that in PA? Also given my situation where I'm at is it possible for me acquire an investment property if I find a deal and can find a hard money loan? 

Loading replies...