Second mortgage at 19!?

[Andrew Karlin]

I bought my first investment property a few months ago. I used the BRRHH strategy (buy rehab refinance house-hack) and just closed on the new mortgage. I have some cash from it so the down payment shouldn't be an issue for the next mortgage. The main issue I am facing is my age. I am 19 year old male so banks usually would laugh me off for getting a first mortgage. Although I was pleasantly surprised at how easily I got approved for a loan the first time (on my second bank with a 9% interest rate) I have a suspicion that it wont be as easy the second time. My debt to income ratio is about 1:3, I have a credit score of 698, but wont have two years of full time employment until June. I would wait until then, but even at that point multiple people said I wouldn't get approved. I know I have to go to a bank and try, but is there any advice on the second mortgage for a young ambitious investor?