18, Confused, Provide Insight

[Kohl Crump]

Hey, Hopefully, the title produced a high CTR.

I'm here because I'm 18 and want to get into Real Estate INVESTING I've been learning about 2 years now and started wholesaling. I bought Grant Cardones Multi-family course a while ago and even talked with a few 300 door + investors in my area providing value. The thing is when you provide value all you get is information in return no capital to initially start or anything which is what I need as of now. I've been debating on what I should do next and I've created a list below, hopefully someone here can make a post on additional options I should choose

1. Use Leverage for Leverage (extremely risky). Thought about using Business Credit as the money down on a PML/HML. They're ways both won't need a personal guarantee. [this is based on research and can be debunked]

2. [OPM] Seems like the best option for me

3. Continue Wholesaling. The competition in my area is competitive but I've hit a few deals of craigslist

4. [House Hacking] I want to start house hacking because using so little cash to control a 300k+ asset can provide massive returns. But the problem is I don't have 2yrs + of stable income. I've been thinking about doing something in sales because you're paid based on how you produce and not hourly.

5. I've heard rumors of Credit Unions Financing 100% [ if anyone can provide a source of more information please do]