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Updated almost 5 years ago,

User Stats

24
Posts
4
Votes
Brandon Wulff
  • Rental Property Investor
  • Las Vegas, NV
4
Votes |
24
Posts

Creative ways to get a loan with short work history

Brandon Wulff
  • Rental Property Investor
  • Las Vegas, NV
Posted

I'm wondering if anyone has any other methods on getting a loan with a short income history.  Every loan application always asks for the last two years of W2's, but what do you do if you only have one year?  Interested to see what others have done or can come up with...

Methods I've used:

 - Co-sign

 - Larger down payment

 - Collateral (I.e. another house)

Any others you've used?