New To Investing/Passiave Income

[Mike Gotti]

So I’m 21 years old in the navy and just passed my one year mark. I have about $30,000 saved up right now. About $20,000 in a money market savings @.80% and $3,000 in a cert @3.44% (max balance is $3,000). The rest is in my checkings. What are better option to use my money to earn money. Want to have it available in the next 4-5 years.