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Updated about 5 years ago on . Most recent reply

Andrew Tetrick's profile image
Andrew Tetrick's profile image
Andrew Tetrick
  • Member since Nov 6, 2019
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Andrew Tetrick's profile image
Andrew Tetrick's profile image
Andrew Tetrick
  • Member since Nov 6, 2019
Connect
Andrew Tetrick
3
Votes |
7
Posts
Starting Out

FHA vs conventional for a duplex??

Andrew Tetrick
Posted

We sold our house 6 months ago to get our equity (about 190k) out so we could begin investing. Our area is VERY expensive for rental units right now. We are considering a duplex at 400k and will house hack it for 1 year. Rental income would be around $3200 a month.

We are considering conventional or FHA loans for financing.

FHA would be 17k out of pocket, mortgage at $2500 a month.

Conventional would be 63k our of pocket, 2k mortgage payment.

Any suggestions?? We are currently in a rental at $2500 a month.

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