I am here. Where do I begin?

[Joshua Minczeski]

Hello! 

I've been studying and learning about real estate investing for years and I'm ready to finally get started. I've learned so much but never taken action. This year I turn 30 and my wife and I just had our first baby a few months ago and I want to give them the life I know is possible through investing in Real Estate.

Here is where I stand currently:

My wife and I both work at a local Church and are both W2. (Make about $70,000 combined including benefits)

Have a personal home worth $181,000 and owe about $161,000. (Looking to list on AirBnB soon and stay w M.I.L. when booked)

Have about $3-4k in the bank.

Wife has great credit, I have poor credit and CC debt.

I know we don't have the best stats but I am ready to get started and do whatever it takes! If it takes scraping my knee and learning by doing I am ok with that just ready to get in the game!

Long term goals are to buy and hold and build cash flow through single family and eventually through multi-family!

Knowing a little about me where would you guys suggest I start to be able to get started soon?

[Martin Vehlow]

Congrats on the baby! It changes you for sure but so rewarding!

The Airbnb seems like a good idea. I would focus on paying down all CC debt first since the interest rates are typically high. Have you gone through Dave Ramsey's Financial Peace or do you have a budget?

Once CC debt is gone (and stays that way!), I would start with house hacking a 2-4 unit.