Boston - Owner Occupied Bank Lending - 2 to 4 family

[Devon Moore]

Hello!

I am forming a list in the Boston/North Shore area of credit unions or banks to reach out to. Can anyone recommend a banks or credit unions that are friendly to first time investors looking to owner occupy a 2 to 4 unit property and can help navigate the many programs/portfolio loans available?

I currently have a solid down payment to get started, especially if it is around 95% LTV. The DTI is my concern now if the lender does not include rental income.

Any information is greatly appreciated!

Thanks,

Devon Moore