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Updated over 6 years ago on . Most recent reply

Jesse M.'s profile image
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Jesse M.
  • from Duluth, Minnesota
  • Member since Nov 11, 2015
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Jesse M.
  • from Duluth, Minnesota
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Jesse M.
  • Duluth, MN
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Can you use rental income to help qualify for a loan in MN?

Jesse M.
  • Duluth, MN
Posted

When I bought a house 2 years ago, I wanted to buy a duplex and my lender told me I wasn't able to use the theoretical rental income to help qualify.

Is this still the case??

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Jordan Moorhead
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  • from Austin, TX
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Jordan Moorhead
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  • from Austin, TX
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Jordan Moorhead
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Jordan Moorhead
  • Real Estate Agent
  • Austin, TX
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No.

I’m sure Tim Swierczek can give you a more detailed answer but the best of my knowledge you can use 70% of gross rents to help qualify.

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