Buying a house ($21,222.00) that needs repairs, should I use my money to buy the house and then use an LOC (Line of credit) to pay for the repairs? Or vise-versa; my money for the repairs and LOC to purchase the house. A third option to pay for the repairs would be to refinance after the house is purchased. BTW the LOC is at 6.5%. Please help, this is my first investment property.