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Updated over 7 years ago on . Most recent reply

Ephrem Bekere's profile image
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Ephrem Bekere
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  • from Lancaster, PA
  • Member since Feb 23, 2017
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Ephrem Bekere's profile image
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Ephrem Bekere
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  • from Lancaster, PA
  • Member since Feb 23, 2017
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Ephrem Bekere
  • Investor
  • Lancaster, PA
5
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Can I rent a bedroom with an fha loan

Ephrem Bekere
  • Investor
  • Lancaster, PA
Posted

if I purchase a duplex that has 2 bedrooms each using an fha loan, can I find a roommate for the other bedroom in the unit I live in? Or is that not allowed? 

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Marian Smith
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  • from Williamson County, Texas
  • Member since Feb 25, 2011
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Marian Smith
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  • from Williamson County, Texas
  • Member since Feb 25, 2011
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Marian Smith
  • Real Estate Investor
  • Williamson County, TX
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Marian Smith
  • Real Estate Investor
  • Williamson County, TX
Replied

The only FHA loan rule I have heard of is that it must be for your own personal residence and not 100% an investment. So you can rent out one side and as long as you live in the other side you can have as many roommates, visitors, pets, cars, trucks or garden gnomes that your community allows. Not FHA's concern.

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