Assignable Purchase Option Contract

[Hark K]

I've been doing some research and came across something called the Assignable Purchase Option Contract. I believe it allows me to find properties in distress and get the owner to sell his property at a certain price and then I take that contract to a buyer or investor and sell him the contract for X amount of dollars.

For example. If a home with a 100k market value and the owner sells it to me for 50k. I can take that contract to an investor and sell him the contract for 6k, that means I give him my right to buy the house at 50k.

However the law states that I cannot cause STRESS when I assign the contract over to the investor. That debts are personal and that credit worthiness of the investor is not known and cannot be assigned in this manner.

So unless cash was being paid by the investor I cannot assign the contract over to the investor.

How would I assign these contracts if the investor was using traditional financing.

Thank you