Please Help!!!!!

[Ryan Charles]

Hey Guys, Please refer to my "A Tad Bit Confused" post to find out more about my situation

From: NYC

Interested In: Single and Multifamily Houses...flipping, buy and hold, and now wholesaling (please read below)

I recently went to annualcreditreport.com as well as credit karma.com to find out more information about my credit history and my score. I'm currently at a 420 which is discouraging...It'll probably take me years just to even qualify for a mortgage let alone rent out a house.

Right now I'm waiting on a paycheck from my new job to come in so I can apply for a secured credit card to (I'm not sure how long and difficult this process is) restore my credit. Credit Karma recommended a couple of cards to choose from but I think I should go to a bank and see someone in person to help me with my situation. Also I'm looking for a place to give something of a professional input on how to raise my score. Maybe a company that's helps people with bad credit. I'm going to look through Credit Boards and see if I can receive more assistance.

I'm currently thinking about wholesaling to get myself active in the real estate career but what do I do? What do I even say. The beginning stage is so foreign to me that I don't even know where to begin. If I wake up tomorrow and say "today I'm going to wholesale" What exactly do I do? I know the basics....connect a buyer with a seller and receive money from connecting the two but what do I say to buyers? Do I just call and say "Hello buyer!! Are you looking to buy some houses" -__- I don't know any sellers so I wouldn't know what to say. And vice versa....what do I say in the beginning interaction with the seller? "Hey I can help you sell your house?"-___- I don't even know if someone will buy it......because I don't know what to say to either. It's a never ending cycle. I'm not too worried about paying for marketing. You get what you put in. It's just what do I even say to these people after meeting or talking to them out of the blue? And where do I find these people? Is there somewhere I can go to give me a script to use guide me while talking to a potential client?

I've read the Bigger Pockets Ultimate Guide but I'm going to go through it again to help me better understand how everything works.

Thanks for your support guys