New Build houses in San Antonio with HOAs

San Antonio, Texas
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New Build houses in San Antonio with HOAs

Fajer Shamlan
Member since 2024 · 3 posts · 1 vote

Hello BP community,

I'm considering San Antonio to buy my SFH investment for long-term or medium-term rental. However, I realized that all newly built houses in San Antonio have HOAs, and I hesitated to buy a home with HOAs due to the restriction and the possibility of the HOA fee increase in the future. Would someone advise on HOAs in San Antonio? I

Would someone who knows the San Antonio market advise B neighborhood names with potential appreciation rental demand? Which zip codes to avoid?

Thanks in advance

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Joseph CacciapagliaBusiness Member
Lender · San Antonio, TX · Member since 2020 · 1k+ posts · 1k+ votes
1y

HOA's don't cause us many problems for long term rentals, and several of our better rental neighborhoods have HOA's with many neighborhood amenities. Most of our rental portfolio is in HOA's here. My team has had success in many of Lennar's new communities, although some are oversaturated with investors.

However, if you want to do any short term rentals, then I would strongly suggest avoiding them entirely.

[email protected]979-218-2286
Joseph Cacciapaglia powered by Morty
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  • Joseph CacciapagliaBusiness Member
    Lender · San Antonio, TX · Member since 2020 · 1k+ posts · 1k+ votes
    1y

    HOA's don't cause us many problems for long term rentals, and several of our better rental neighborhoods have HOA's with many neighborhood amenities. Most of our rental portfolio is in HOA's here. My team has had success in many of Lennar's new communities, although some are oversaturated with investors.

    However, if you want to do any short term rentals, then I would strongly suggest avoiding them entirely.

    [email protected]979-218-2286
    Joseph Cacciapaglia powered by Morty
    WebsiteView Page
    2Reply
  • Stephanie Walker
    Realtor · Charlotte, NC · Member since 2023 · 245 posts · 231 votes
    1y

    I agree with @Joseph Cacciapaglia above. Long-term rentals pose almost no issues for us - except the occasional violation for overnight parking at the street, trash bins being left out at the curb or lawn care. However, if you intend to go midterm with your property, there is always a risk of the HOA adding an amendment to disallow them (if they don't have it already).

    1Reply
  • Joe S.Pro Member
    Investor · San Antonio · Member since 2020 · 3k+ posts · 3k+ votes
    1y

    It's the taxes…. Not so much the HOA.

    1Reply
  • Diego Martinez
    Wholesaler · San Antonio, TX · Member since 2025 · 7 posts · 4 votes
    1y

    Hey Fajer,

    Buying a new-build SFH in San Antonio with an HOA comes with both advantages and challenges.

    On the plus side, you'll have low maintenance, fewer repairs, well-kept curb appeal thanks to the HOA, and strong rental demand driven by job growth.

    However, HOA fees could impact your profits, restrictions may apply, and appreciation might be slower compared to established neighborhoods.

    1Reply
  • David Mares
    Real Estate Agent · San Antonio, TX · Member since 2014 · 52 posts · 23 votes
    1y
    I agree with Joe, property taxes on new builds and HOA fees can have an impact.
    1Reply
  • Justin BrickmanBusiness Member
    Realtor · San Antonio, TX · Member since 2021 · 502 posts · 274 votes
    1y
    Quote from @Fajer Shamlan:

    Hello BP community,

    I'm considering San Antonio to buy my SFH investment for long-term or medium-term rental. However, I realized that all newly built houses in San Antonio have HOAs, and I hesitated to buy a home with HOAs due to the restriction and the possibility of the HOA fee increase in the future. Would someone advise on HOAs in San Antonio? I

    Would someone who knows the San Antonio market advise B neighborhood names with potential appreciation rental demand? Which zip codes to avoid?

    Thanks in advance


    HOAs can be a problem with short term rentals, not so much midterm. And I set up your home search for some great areas to invest at this time

    [email protected]210-827-6020
    Justin Brickman Realty4.9145 Reviews
    WebsiteView Page
    1Reply
  • Lisa Choi
    Real Estate Agent · San Antonio · Member since 2024 · 103 posts · 42 votes
    1y

    Hey Fajer,

    Great questions! HOAs are very common in newer developments across San Antonio, and while they can provide benefits like maintaining neighborhood appearance and amenities, they also come with restrictions and the potential for fee increases. Some HOAs are more investor-friendly than others, so always review their bylaws carefully—some may have rental restrictions, especially for STRs.

    For B neighborhoods with good appreciation potential and rental demand, consider:
    78249 (UTSA area) – Strong rental demand due to students and young professionals.
    78251 (Westover Hills/SeaWorld area) – Good job growth, strong long-term rental market.
    78247 (NE San Antonio) – Established neighborhoods with solid appreciation.
    78230 (Medical Center area) – High demand from medical professionals and students.

    Areas to be cautious with depend on your risk tolerance, but some parts of 78207, 78237, and 78242 can have higher vacancies and lower appreciation, though they may offer higher cash flow if managed well.

    Let me know if you want to chat more—I’m active in the SA market and happy to help!

    1Reply
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