What happens if you rent your home before your year is up with an FHA loan?

[Alton Johnson]

If someone gets a FHA loan and decides to move within a year (although I assume they're "required" not to within a year), what exactly happens? I've witnessed someone do this before and absolutely nothing happened. I know that this is sort of a grey area question and I imagine many people do this, but I'd be curious if anyone's had any bad experiences of this happening. The only thing I've seen from research is that it's required to stay for a year, but no specific details around the consequences.

EDIT: Nevermind -- just found a conversation regarding this in another post, but I don't see a way to delete this post.

[Nathan Gesner]

Quote from @Alton Johnson:

It's actually very black-and-white. You signed a contract that said you would occupy the home. If you violate that contract, the lender can call your mortgage due or foreclose. Odds are really good they will never find out and nothing would happen, but why do you want to knowingly violate a contract and put yourself at risk?

If you absolutely have to move, explain that to the lender and they will probably make an exception for your situation and allow you to rent it.