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Updated almost 2 years ago on . Most recent reply

Jeremy Medina's profile image
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Jeremy Medina
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Jeremy Medina
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Starting Out

HELOC Question Starting out

Jeremy Medina
Posted

I plan on turning my primary home into my first rental property. Should I take out a HELOC in my primary residence before switching it to a rental? Is a HELOC only allowed from your primary? Thank you!!

  • Jeremy Medina
    • San Antonio, Texas
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    John McKee#5 Commercial Real Estate Investing Contributor
    • Investor
    • Fairfax, VA
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    John McKee#5 Commercial Real Estate Investing Contributor
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    • Fairfax, VA
    Replied

    You can get a heloc on rentals.  The rate is a little higher.  TD bank can offer these.  You might be able to get away with getting a primary heloc in the meantime since you are living there. 

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