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Updated about 2 years ago on . Most recent reply
![Jace Perez's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2588427/1694875534-avatar-jacep9.jpg?twic=v1/output=image/cover=128x128&v=2)
what is creative finance
I do not have a lot of capital or close to 2 years in tax returns so i have been thinking of learning creative finance. what do you guys think are the best creative finance strategies? i really do not know too much about it.
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![Jon Puente's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1757956/1666815888-avatar-jonp136.jpg?twic=v1/output=image/crop=3777x3777@0x0/cover=128x128&v=2)
Hey Jace,
I would go to Youtube.com and look up Pace Morby "Subject To & Seller Finance" strategies. It's very simple to understand, however difficult to execute properly. Long story short, the owner of the home would become the lender, and you would pay a note to them with customized terms that fit both parties involved. Or on Subject To, you take over someones mortgage payments as they sit, and transfer title of the property in your name. Easier said than done!
Hope this helps!